COMING SOON
We're growing to serve more communities — find a KeyStone branch near you!
We're growing to serve more communities — find a KeyStone branch near you!
Locally owned & operated
At KeyStone Financial, we combine fast approvals, affordable payments, and genuine customer care — so borrowing feels the way it should.
We've made it simple. Apply online, by phone, or in person and get funded the same day.
You can apply online, call us, or visit one of our offices in person. Most applications take less than 15 minutes.
Once approved, you can complete the closing of your loan online or visit one of our local offices.
You will need to provide a driver's license, income verification, and address verification.
We'll deposit funds directly into your checking account, or provide a check for you to deposit.
Why Choose Us
Visit us at one of our locally operated branches. Walk in, apply, and leave with cash the same day.
COMING SOON
KeyStone Financial is independently owned and built on one belief: every customer deserves fairness, transparency, and a lender who actually knows their community.
We are independently owned and operated, with loan decisions made locally by people who know your area. Our team takes the time to find the right solution for you.
From car repairs and medical bills to home improvements and school costs, KeyStone Financial provides fast access to funds for almost any purpose. Most applications are approved within 15 to 20 minutes, with same-day funding available.
We believe borrowing money should be honest, respectful, and straightforward. Our installment loans feature affordable payments that fit your budget, respect your privacy, and have no surprises.
Yes, it is legitimate. You have received one of our live checks. These are sent to the most credit qualified customers. By signing and cashing, you are agreeing this is a loan and you are agreeing to the loan terms on the attached disclosure. You simply need to complete the information on the back of the check, endorse and deposit into your banking account at your local bank. Please call our office with any questions.
Yes. We can return a live check if any information on the back of the check is incomplete, we cannot verify your identity and/or your credit has deteriorated since the time we pulled your credit and you no longer qualify for the offer.
Installment loans from $200 – $15,000, however, these loan amounts vary by state. Contact your local branch for loan amount offers.
Yes, we offer life, disability, unemployment and property insurance in most states. These are optional products. We will discuss the availability and benefits with you and clearly disclose costs and impacts to your payment. Your loan decision will never be based on whether you choose to purchase insurance products or not.
No. Very minimal fees. Generally a state non-filing fee and other nominal municipal fees when applicable. We never charge any type of upfront fees to apply.
Depending on the type of loan you are requesting and credit requirements, there may or may not be collateral required. If we do require collateral, it’s generally household items such as TV’s, lawnmowers, etc.
You may make your payment online by clicking “make payment”. You may also call your local office and pay by phone. You may also visit your local office as well as mail payments to the local office. We also have the option for you to sign up for recurring monthly or bi-weekly payments to come directly out of your checking account. Contact your local branch with any questions.
Yes. To fit your budget and pay schedule you may pay monthly or bi-weekly
No. There is never any charge to apply for a loan.
Yes. We do report payment history monthly to Equifax. For your free credit report, contact Equifax at 1-800-685-1111 or visit them on the web at www.equifax.com
Yes, click on Apply Now to apply online. You may also call or visit your local branch to apply.
1. A form of ID (i.e. Drivers License)
2. Proof of income
3. Proof of residency
